YOB PAY ECOSYSTEM
The YOB Pay ecosystem is part of the NEXA Group, which operates through three independent yet fully integrated platforms: YOB Pay, YOB Assets, and Tokera, each representing a core pillar of the digital financial system. Within this ecosystem, YOB Pay serves as the digital finance and payment gateway, providing multi-currency IBAN accounts, virtual cards, crypto wallets, and instant crypto to fiat conversions.
YOB Pay is seamlessly integrated with YOB Assets, focused on digital wealth and asset management, and Tokera, a platform for tokenizing real world assets and enabling fractional ownership. Connected through ITFire, the utility token that powers rewards, transactions, and interoperability across the NEXA ecosystem, YOB Pay bridges traditional finance, digital assets, and blockchain based investment opportunities, creating a unified, secure, and efficient financial infrastructure for the digital age.
A Shared Vision for the Future of Finance
NEXA Group was founded to merge digital innovation with the stability of traditional finance. Backed by experience in fintech, banking, and business, we’re building a more open, accessible, and dynamic financial future.
From Physical Assets to Digital Liquidity
YOB Assets transforms all types of real-world assets, from real estate and private credit to fine art and luxury goods, into secure, blockchain-based tokens.Our solutions unlock liquidity, boost capital efficiency, and open access to new sources of funding.
Real Assets. Fractional Access. Global Opportunity.
Tokera is your digital gateway to real-world asset investing via tokenization. In a secure, compliant space, it connects issuers and investors with fractional access to assets like real estate, vehicles, and collectibles.