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COOKIE POLICY

Last Updated: November 20, 2025

This Cookie Policy explains how we use cookies and similar technologies on our website (“Site”). It complies with the EU General Data Protection Regulation (GDPR) and the ePrivacy Directive.

When you first visit our Site, you will see a cookie consent pop-up that allows you to accept or reject optional cookies. Strictly necessary cookies are always active.

1. COOKIE CONSENT POP-UP (FIRST VISIT)

When you visit our Site for the first time, you will see the following message:

“We use cookies to improve your experience, provide essential site functionality, and analyze how our website is used. You can choose to accept all cookies or manage your preferences at any time. Strictly necessary cookies are always enabled.”

By clicking ‘Accept All Cookies’, you consent to optional cookies. You may click ‘Reject Non-Essential’ to continue with only required cookies.

[Accept All Cookies] [Reject Non-Essential] [Manage Preferences]”

Optional cookies are only activated if you give explicit consent.

2. WHAT ARE COOKIES?

 Cookies are small files stored on your device that help the website function correctly, analyze usage, or remember your preferences. Some cookies are essential, while others are optional.

3. STRICTLY NECESSARY VS OPTIONAL COOKIES

3.1 Strictly Necessary Cookies (Always Active)

These cookies are required for basic site functionality such as:

  • Page navigation
  • Session handling
  • Secure login
  • Fraud prevention

These do not require your consent.

3.2 Optional Cookies (Consent Required)

These cookies are only used if you choose to allow them:

a) Performance & Analytics Cookies
Help us understand site usage and improve features.

b) Functional Cookies
Store your preferences (e.g., language or region).

c) Advertising & Targeting Cookies
Used for displaying relevant ads and measuring campaigns.

d) Third-Party Cookies
Set by embedded services such as analytics, videos, ads, or widgets.

4. CONSENT AND COOKIE BANNER REQUIREMENTS

Our cookie banner is designed to meet GDPR requirements by:

  • Clearly explaining cookie types
  • Offering “Accept”, “Reject”, and “Manage” options
  • Not pre-selecting optional cookies
  • Blocking optional cookies until consent is given
  • Storing your consent preference
  • Allowing you to withdraw consent at any time

5. HOW TO CHANGE OR WITHDRAW YOUR CONSENT

You can change your cookie settings or withdraw consent at any time by:

  • Selecting “Cookie Settings” in the website footer; or
  • Changing your browser settings to block or delete cookies.

 

Disabling optional cookies may limit some features, but the website will still function.

6. COOKIE RETENTION

  • Session cookies: removed when you close your browser
  • Persistent cookies: stored for up to [12 / 24 / 36 months]

You can remove cookies manually at any time.

7. UPDATES TO THIS POLICY

We may update this Cookie Policy to reflect legal or operational changes. The latest version will always be published on this page.

8. CONTACT US

 If you have questions about this Cookie Policy or your privacy rights, please contact: aml@yobpay.io