Enjoy fast, safe, and borderless spending with a virtual card designed for modern financial flexibility.
Virtual VISA Card
Enjoy instant access to a secure, globally accepted VISA card directly on your device, perfect for online payments, subscriptions, and everyday digital spending.
Crypto / Fiat Payment
Make seamless payments using either crypto or traditional currencies with real-time conversion, giving you complete flexibility in how you transact worldwide.
NFC ATM Withdrawal
Withdraw cash instantly using your mobile device with NFC-enabled ATM access, providing quick, cardless, and secure cash withdrawals anywhere you go.
How to apply / request YOB Pay Card
One dashboard for over thirty currencies and your own personal IBAN that works everywhere your business or life takes you.