About YOB Pay

YOB Pay, a next-generation fintech under the NEXA Group, is your secure gateway to the YOB ecosystem, offering fully licensed digital finance in Canada. Combining traditional financial strength with innovative crypto services, YOB Pay delivers business and personal accounts, seamless fiat- and crypto-asset management, multi-currency IBANs, FX exchange, crypto cards, and advanced investment tools—all in one intuitive platform.

Fully regulated with an MSB Financial License in Canada and a dedicated Crypto License, YOB Pay bridges real-world assets and emerging digital opportunities, empowering individuals and businesses to manage their finances effortlessly and securely on a single powerful platform.

YOB Pay Ecosystem

YOB Pay is part of the NEXA GROUP, a leading fintech ecosystem integrated with Tokera for real world asset tokenization and connected with ITFIRE to deliver staking rewards and diversified investment opportunities within its expansive ecosystem.

Opening Doors to New Finance & Real-World Assets

By blending traditional financial services with cutting-edge fintech innovations, YOB Pay opens the door to new opportunities in the digital finance world while keeping users firmly connected to valuable real-world assets.

Our Vision

Our vision is to become the world’s premier digital-finance authority, seamlessly merging traditional finance with the limitless potential of digital assets. By equipping individuals and businesses with unified tools to manage, grow, and protect wealth across fiat and crypto markets, we unlock global opportunities, accelerate sustainable growth, and champion financial freedom for everyone, everywhere.

Our Mission

Our mission is to empower individuals and businesses with a seamless, innovative financial experience that unites traditional finance and the digital economy. Through a secure, fully licensed platform we provide unified access to digital assets and real world investments, giving clients the confidence to thrive in a rapidly evolving financial landscape. We remain committed to delivering cutting edge solutions including business and crypto accounts, FX exchange and advanced investment tools that fuel sustainable growth and lasting financial success.

Why Choose us?

Secure Payments

YOB Pay provides top-level protection for your card payments with 3D Secure, real-time app notifications, and the ability to instantly freeze cards, ensuring peace of mind and maximum security for every transaction.

Multi-Currency Support

YOB Pay allows you to link both virtual and physical cards to accounts in EUR, USD, GBP, PLN, CHF, CZK, HUF, or SEK, eliminating the worry of high currency conversion fees.

Crypto Operations

YOB Pay offers seamless integration with digital currencies, allowing you to easily manage, trade, and store crypto assets alongside your traditional currencies.

Unlock Your Future Digital Finance With YOB Pay

Legal Name: NEXA PAYMENTS INC.,

MSB Fintrac Canada regulated

License Number: C100000407

Terms and services