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Licence : YOB Pay is operated by Nexa Payments Inc., a corporation incorporated in Ontario, Canada. The company is registered as a Money Services Business (MSB) under the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and is fully compliant with Canadian federal regulations governing money services activities, GDPR & UK GDPR for EU/EEA. Nexa Payments Inc. is registered with FINTRAC under MSB Registration Number C100000407. NEXA GROUP LUX S.A., a société anonyme registered in Luxembourg under number B232418, with its registered office at 2C, Rue Nicolas Bové, L-1253 Luxembourg, Grand Duchy of Luxembourg.

Disclaimer: Together, the entities mentioned above are referred to as ‘The Nexa Group’. Any services offered are delivered solely by the relevant subsidiary (for example, Nexa Payments INC, YOB Pay, or NEXA GROUP LUX S.A., as applicable) and not by Nexa directly. Nexa Payments INC, YOB Pay, or NEXA GROUP LUX S.A. are not banking institutions. To deliver its services, the relevant subsidiary of The Nexa Group may engage in contractual relationships with certain banks and payment service providers. Except where otherwise mandated by applicable law, any customer funds or assets that are held with, transmitted through, or otherwise managed by these third-party banks or payment partners are outside the responsibility of The Nexa Group. The Nexa Group does not provide any guarantee, warranty, or assurance regarding the conduct, performance, or security of such institutions. Accordingly, no entity within The Nexa Group shall be held responsible for any losses, whether direct or indirect, incurred by customers as a result of actions, omissions, or failures attributable to a partner bank, custodian, payment provider, or related third party.

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